Frequently Asked Questions about Claims

  • Who should complete the First Report of Injury
    or Illness?
    The employer; usually an employee’s direct supervisor or a member of the Human Resources department should complete the First Report of Injury or Illness as soon as the claim is reported by the injured worker.
  • When should the First Report of Injury or Illness be completed?
    As soon as the claim is reported by the injured worker.
  • What if an employee has a minor injury or simply mentions that they hurt their back? Do I still need to send in a First Report of Injury or Illness?
    We encourage employers to report all injuries. If no medical treatment is expected and the employee did not miss work for more than one day, a record-only claim with an assigned claim number will be created. No further action will be taken at that time. However, if the employer questions the legitimacy of the accident/injury; or if the employee needs medical treatment; or the employee misses more than one day of work, the claim will be assigned to an Adjuster for further investigation and handling.
  • Where can my company obtain an OSHA 300 log?
    At the OSHA website; www.osha.gov then selecting forms from the site index.
  • Are my employees covered while working in another state?
    The workers’ compensation coverage follows the employee while working in another state, if the contract for hire is made in the State of Florida and their employment is principally localized in Florida.