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At Risk Services & PBOA we believe in protecting business and people. We assist our policyholders in successfully minimizing and preventing losses. We do this by working closely with the policyholder and the agent throughout the loss control process. Workplace safety is an investment that will return dividends to your company. Long-term sustainable reduction of your workers’ compensation cost is feasible if safety is made a priority. You may not be able to prevent every accident at work but you can:

  • Correct unsafe conditions and work practices;
  • Train employees to recognize and eliminate hazards;
  • Hold everyone accountable for safety;

It is estimated that the real cost of a workplace accident is at least four times greater than what the insurance covers due to indirect and hidden costs such as:

  • Lost production time;
  • Hiring/retraining a temporary replacement;
  • Repairing/replacing damaged equipment and materials;
  • Reduced employee morale resulting in lower efficiency;
  • Missed revenue opportunities;
  • Higher workers’ compensation premiums due to unfavorable loss history;

You can rely on us to help you manage your workers’ compensation costs and reduce workplace accidents.

Physical Survey of Operation
Risk Services & PBOA’s proactive loss control consultants are highly skilled safety professionals. They are trained to conduct inspections and identify hazards at your workplace. The loss control consultant will assess strengths and weaknesses and then provide written recommendations for improvement.

Safety Training
Our loss control consultants are available to conduct management and employee training sessions to increase safety awareness at your place of business. The topics range from hazard recognition and accident investigation to understanding OSHA requirements. We will also review your current safety program and make necessary recommendations for improvement.

Loss Reduction Plans
Risk Services & PBOA will assist you with the development of customized plans for injury reduction based on the unique needs of your business. An on-site evaluation is followed by the development of an action plan specific to your operations.

Safety Program Premium Credit/Drug-Free Workplace Premium Credit
Our staff can assist you with the development of a Safety Program and Drug-Free Workplace Program that meet the requirements outlined by the State of Florida. Once certified these programs do allow for a credit applied toward your annual workers’ compensation premium.